The Rulebook · 2-Step CFD

Every rule, explained plainly.

Nineteen rules govern every 2-Step CFD challenge at TradersYard. Each one is documented here with the exact thresholds, a worked example, and the pass / fail patterns we see most often.

Last revised April 2026 · 19 rules · Est. read 14 min
Rule 01 / 19Getting started

Profit Target

Hit 8–12% in Step 1 and 6% in Step 2 to advance to the funded account. Required to pass

Step 1 requires a profit target of 8% to 12%, chosen by you from the available options. Step 2 requires a fixed 6% profit target, regardless of the target selected for Step 1. Funded Accounts do not have any profit target.

Once target is reached, you must close the open positions to proceed to the next step or funded account.

Example If you build a challenge with 8% profit target, then you need to achieve 8% in Step 1 and 6% in Step 2 to get the funded account.

Pass / Fail

Pass
A trader starts with a $100,000 account and needs 10% profit ($10,000). They make steady gains: Week 1 +$4,000, Week 2 +$3,000, Week 3 +$3,500 = $10,500 total. Target reached with all trades closed.
Fail
Same $100,000 account, same target. The trader gets impatient: Week 1 +$6,000, Week 2 −$4,000, Week 3 +$2,000 = $4,000 total. Target not reached due to a large Week 2 loss.
Rule 02 / 19Restrictions

Prohibited Practices

Hedging, copy trading, gambling, and exploits are grounds for instant termination. Zero tolerance

To keep trading fair, certain practices are not allowed. Violations result in profit deduction, retry accounts, or immediate termination depending on severity.

Prohibited:

Market ExploitsGap-trading, latency arbitrage, or any abuse of feed or system irregularities.
Copy TradingMirroring trades across accounts, external copy services, or group trading.
Gambling BehaviorMartingale, grid, random sizing, all-or-nothing bets.
News Trading AbuseBracket orders around events, or deriving 50%+ profit from news alone.
Account ChurningBuying and blowing accounts repeatedly at unrealistic rates.
Account SharingGranting access to any third party, including via VPN/VPS handovers.

Pass / Fail

Pass
Trader uses own analysis, proper sizing. Clean record.
Fail
Copy trading detected — same trades on 50+ accounts. Account terminated.
Rule 03 / 19Risk

Daily Drawdown

Max 4–6% loss per day. Resets at UTC 00:00. Account breach

Daily Drawdown: Step 1, Step 2 and funded account can have daily drawdown ranging from 4% to 6%. If you lose more than selected drawdown in a single day, the account is breached. Daily Drawdown resets at UTC 00:00.

Example 1 On a $50,000 account with 6% daily drawdown ($3,000). If your equity is $52,000 at UTC 00:00, your equity must not drop below $49,000 at any point during that day.
Example 2 On a $50,000 account with 6% daily drawdown ($3,000). If your equity is $54,000 at UTC 00:00, your equity must not drop below $51,000. If you lost only $2,000, you did not breach. For the next day, when daily drawdown resets at UTC 00:00 with equity of $52,000, daily drawdown floor is at $49,000. Once equity goes below $49,000, the account is failed.

Pass / Fail

Pass
Trader starts the day with $50,000 equity. Trade 1: −$500. Trade 2: +$1,000. Trade 3: −$250. Day-end equity: $50,250. Only 1.5% drawdown used — well within 6% limit.
Fail
Trader starts with $50,000. Trade 1: −$1,500. Trade 2: −$1,250. Equity dropped to $47,250 = 5.5% drawdown. Exceeds the 5% daily limit. Account breached.
Rule 04 / 19Risk

Max Drawdown

Max 8–12% total loss — static, measured from the initial balance. Account breach

The max drawdown is a static % value of your starting balance. You can select any value ranging from 8% to 12% for your max drawdown. Max Drawdown for 2-Step accounts is truly static.

Example 1 A $100,000 account has a max drawdown of $12,000. If the account equity drops to $88,000, the account is breached.
Example 2 A $25,000 account has a max drawdown of $2,500. If the trader grows the balance to $28,000 and then it drops back to $22,500, the account is breached because it went below $22,500.

Pass / Fail

Pass
$100,000 account with 10% max drawdown. Trader has some losses but equity never drops below $90,000. Safe.
Fail
$100,000 account with 10% max drawdown. Trader grows to $115,000 then a bad streak drops equity to $89,500 — below $90,000 floor. Account breached.
Rule 05 / 19Risk

Consistency Rule

No single day can exceed 40% of total closed profit. Required to pay out

40% Consistency Rule: Your Best Day Profit cannot exceed 40% of your Total Closed Profit. Only closed trades are included in this calculation.

Formula

(Best Day Profit / Closed Profit) × 100

If your Best Day Profit exceeds the 40% limit, your account will not fail. But you must increase your Total Closed Profit to bring the ratio below 40% in order to pass or request payout.

Pass / Fail

Pass
Total profit $10,000 across 5 days. Best day was $3,000 (30%). Under the 40% limit — consistent.
Fail
Total profit $5,000 across 5 days. Best day was $3,000 (60%). Over the 40% limit — must trade more to dilute.
Rule 06 / 19Getting started

Minimum Profitable Days

Need 3 profitable days, each with at least 1% daily profit. Required to pass

Minimum Profitable Days Rule: You must trade on at least 3 distinct profitable days to pass a step or request a payout. A day counts as profitable only if your closed profit for that day is at least 1% of your initial account balance.

Pass / Fail

Pass
$50,000 account. Day 1: +$650, Day 3: +$1,050, Day 4: +$550. That's 3 qualifying days (each ≥ $500). Minimum met.
Fail
$50,000 account. Day 1: +$2,500, Day 2: +$300 (below 1%). Only 1 qualifying day out of 5 traded. Need 2 more.
Rule 07 / 19Money

Payouts & Payout Cap

Minimum $50 payout. No cap on funded CFD accounts. Information

Traders can request a payout at the end of each payout cycle, once their profits reach min $50 or more on funded account. There is no payout cap on CFD challenges.

Giveaway accounts received from a promotion or tournament prize for free of cost, are limited to a single payout with a maximum payout cap of $1,000.

Pass / Fail

Pass
Trader has $2,500 profit on funded account. Requests full payout. No cap applies.
Fail
Trader on a giveaway account requests $1,500 payout. Capped at $1,000.
Rule 08 / 19Money

Reward Split

Keep 100% of first $300, 90% up to $1k, 80% above. Tiered

TradersYard uses a unique scalable profit split system. Your profit is split in tiers — you keep 100% of the first $300, 90% of profits between $300 and $1,000, and 80% of any profit above $1,000.

Tier 01
100%
First $300
Tier 02
90%
$300 – $1,000
Tier 03
80%
Above $1,000
Example You request a payout with $1,200 in profit. First $300 at 100% = $300. Next $700 at 90% = $630. Remaining $200 at 80% = $160. Total payout = $1,090 out of $1,200.

Pass / Fail

Pass
$1,200 profit. Tiers: $300 + $630 + $160 = $1,090 payout.
Fail
N/A — this is a payout structure, not a pass/fail rule.
Rule 09 / 19Money

Scaling Plan

+10% funding every 4th payout. Capped at $200k or 5 scales. Growth reward

After every 4th payout of at least 1% profit, your funded account will receive an additional 10% of your base account size in funding. Max $200,000 or 5 scales.

Pass / Fail

Pass
$100k account. Payouts 1–4 each have 1%+ profit. Account scales to $110k.
Fail
N/A — scaling is a reward mechanism.
Rule 10 / 19Money

Reward Frequency & Time Limits

First payout after 15 days. No time limits in any step. Information

Once a funded account is started, the first payout can be requested after 15 days. There are no time limits in any step of the challenge or in the funded account.

Pass / Fail

Pass
Trader starts funded account, waits 20 days, requests payout. Approved.
Fail
Trader tries to request payout on Day 10. Must wait until Day 15.
Rule 11 / 19Restrictions

Max Funds Allocation

Max $300,000 or 2 funded accounts, whichever comes first. Limit

Maximum funded allocation is $300,000 or 2 funded accounts, whichever comes first. Malaysia, Pakistan, Indonesia: $100k limit.

Pass / Fail

Pass
One $150k + one $100k = $250k, 2 accounts. Within limits.
Fail
Two accounts at $300k. Third denied.
Rule 12 / 19Trading

Leverage

Choose 1:75 (standard) or 1:30 (fee discount) at purchase. Configurable

You have two options to choose your leverage:

Up to 1:75Standard
Forex1:75
Commodities1:15
Indices1:15
Stocks1:2
Crypto1:2
Up to 1:30Fee discount
Forex1:30
Commodities1:10
Indices1:10
Stocks1:1
Crypto1:1

Pass / Fail

Pass
Trader chooses 1:75 leverage on $50,000. More buying power, bigger swings.
Fail
N/A — leverage is a choice, not a pass/fail rule.
Rule 13 / 19Trading

News Trading

No trades 10 min before or 5 min after a high-impact news release. Restricted

News trading is restricted during high-impact news events. Traders are not allowed to open or close trades within 10 minutes before and 5 minutes after a high-impact news release. News trading is always restricted on funded accounts.

Trading OK
−10 min blackout
Event
+5 min blackout
Trading OK

Pass / Fail

Pass
NFP at 13:30 UTC. Trader opens at 13:10 — before window. Allowed.
Fail
FOMC at 19:00. Trader opens at 18:55 — inside buffer. Violation.
Rule 14 / 19Trading

Overnight & Weekend Holding

Overnight and weekend holding is allowed. Swap charges apply. Information

Overnight and weekend holding allowed. All positions held overnight are subject to swap charges.

Pass / Fail

Pass
Trader holds EUR/USD long over the weekend. Swap charge applied. Allowed on CFD.
Fail
N/A — overnight holding is allowed for CFD accounts.
Rule 15 / 19Trading

Swaps & Commissions

$1.50/lot forex · 0.025% stocks · swaps on overnight holds. Fee structure

Commissions

InstrumentRate
Forex, Indices, Crypto, Commodities$1.50 / lot
Stocks & ETF CFDs0.025% of trade value

Swaps (Overnight Fees)

DirectionRate
Long trades−0.008% / lot
Short trades+0.002% / lot

Pass / Fail

Pass
2 lots EUR/USD = $3.00 commission. Standard.
Fail
N/A — fees are not rules.
Rule 16 / 19Risk

Maximum Lot Size

Combined open lots per instrument must not exceed the limit. Hedging does not exempt. Per asset

Total combined lot size of all open positions on a single instrument must not exceed the published limit. Hedging does not exempt you.

Pass / Fail

Pass
EURUSD limit 10 lots. Trader has 4 long + 3 short = 7 total. Within limit.
Fail
EURUSD limit 10 lots. Trader has 6 long + 6 short = 12 total. Exceeds limit.
Rule 17 / 19Trading

Inactivity Rule

Must trade at least once every 15 days. Account closed if inactive

You must execute at least one trade within every 15-day period. Inactive accounts are permanently closed.

Pass / Fail

Pass
Trade on Day 1, then Day 14. Always active.
Fail
Last trade 16 days ago. Account permanently closed.
Rule 18 / 19Restrictions

Martingale Policy

Max notional volume after a losing streak. Breach risk

After a losing streak (2+ consecutive losses), new positions may not exceed 2x the notional volume of the largest losing trade. Multiple near-simultaneous orders are aggregated.

InstrumentLotsContract SizeEntry PriceNotional Volume
EURUSD1.00100,000 EUR1.0850~$108,500
GBPJPY0.50100,000 GBP191.20~$59,854
XAUUSD2.00100 oz5,000$1,000,000

Pass / Fail

Pass
After 2 losses (largest $50k notional), next position at $90k. Ratio = 1.8×. Under limit.
Fail
After 2 losses (largest $50k notional), opens $120k. Ratio = 2.4×. Breach triggered.
Rule 19 / 19Restrictions

HFT Restrictions

Max 3 trades / 10s, 6 / min, 30 / hour per instrument. Breach risk

Strict controls on high-frequency trading. Violations result in profit deduction.

Rolling Time WindowMax Executions
10 seconds3
30 seconds5
1 minute6
60 minutes30

Pass / Fail

Pass
2 trades on EURUSD within 10 seconds. Under limit.
Fail
Bot fires 5 orders in 8 seconds. Exceeds 3-per-10s limit. Profits deducted.